If you’ve just left school, college or university, the idea of starting your first job can be daunting one. Even if it’s not, there is a number of things you may have to think about before your first day in the workplace.

What do you need to wear? And how are you getting there? These are just some of the everyday costs associated with entering the world of work.

Learning to live on your monthly pay packet may take some getting used to. When you get your first pay slip, remember the amount you have at your disposal is your net pay figure – that’s the one once all taxes and contributions have already been deducted.

You should try to estimate of the costs associated with your going to work. Don’t spend more than you earn or you’ll end up in debt.

Not many people work within walking distance of their home. Unless you get on your bike and cycle, getting to work is going to cost you – whether you take the bus, the train, the tram or go by car. 

An employer which requires you to wear special clothing or a uniform will usually provide these items for you.

But if you’re expected to wear everyday work clothes including suits or smart clothing, you’ll need to buy them yourself – and they can be expensive.

So can buying your lunch from a shop every day. It’ll be cheaper if you take your own lunch with you.

You’ll be spending many hours away from your friends and family every day, so you may use your mobile phone more than you had previously. Be careful you’re not going over your monthly allowances and think about switching tariffs if you are.

Contact the following organisations to find out more information and money advice.